Terms & Conditions

Policy draft for business review • Updated 16 October 2026

About these terms

These website terms are a draft for business review, not a loan agreement or a statement of legal approval.

Business details

NOVA STAR INVESTMENTS (PTY) LTD, trading as NOVA CASH LOANS; company registration 2019/136277/07; NCR registration NCRCP12981. Details were transcribed from supplied material; current registration status has not been independently verified.

Product availability

Personal, business, property, education, vehicle and emergency loan enquiries are subject to product availability and assessment. R10,000–R20,000,000 is the overall company enquiry range, not a promised range for every product.

Interest and quotations

The supplied rate is 5%; its period, calculation basis and applicable fees remain to be confirmed. Review a full written quotation before accepting an offer.

Applications through WhatsApp

All Apply Now buttons open the same initial application form, with the category preselected where applicable. Review the prepared message, open WhatsApp on 083 261 9777 and tap Send. The website cannot automatically send a WhatsApp message, attach documents or verify delivery. A WhatsApp account and internet access are required. No application reference is generated. Call 065 522 3993 to confirm receipt or arrange another way to apply.

Assessment and information

Supply accurate information. Submission is not approval, an offer or a loan agreement. Eligibility, affordability and supporting documents must be assessed separately. Additional authority for credit checks will be obtained separately. Review the Privacy Policy before sharing information.

Team and sample comments

Team names and roles are sample presentation content; the Sipho Dlamini and Lerato Mokoena portraits were supplied for the site. Testimonials are illustrative and are not verified customer endorsements.

Contact and complaints

Email admin@novacashloans.co.za, call 065 522 3993 or use WhatsApp 083 261 9777. Office: No. 102, Bedford Centre Office Tower, corner Van Der Linde and Smith Road, Bedford Centre, Bedfordview, 2007. Call to confirm office hours.